I reserved a free upgrade on my Windows 8.1 laptop. Will it delete some of my files and apps?

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Windows Central Question

I am thinking twice whether I should upgrade it already since the download has finished. I don't want to lose any of my files.

Another question: My current OS, Windows 8.1, is installed in my SSD. My laptop has two hard disks: an SSD and HDD. When I upgrade to Windows 10, it would still be installed in my SSD, right?
 
No, it won't delete your apps and files. Microsoft says: Back up all of your data before start in case of update is screwed... but i don't think it will screw your system.
 

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