Posting this link, which is a discussion of sensitivity. (I'm sure one can find many other information sources on the subject.)
What is sensitivity?
The problems noted above involve amplifier power output and headphone sensitivity, i.e. headphone amp output (usually in mW), headphone and IEM sensitivity in Ohm.
I searched last night but could not find these most basic and most relevant specs for either the Audioengine D3 nor the Phonak IEMs. Very strange. You must consult these specs to properly match a headamp and headphones/IEMs.
Although I only have the Lumia 930, with my Surface Pro, I'm using the portable USB DAC from LH Labs, Geek Out 1000, the 1000 being the power rating in mW, i.e. 1000 milliWatts, or 1 Watt. This can power any pair of IEMs and almost all headphones.
I also have a few different headamps that I use with my L930 (and previously L920, L900, and L1020), and all are significantly lower volume output than with a headamp. My experience is that the Lumia don't crank up when it comes to music volume. But using a headamp is more than just volume. Having additional output power allows the headamp to better "drive" the IEMs/headphones, even at lower volumes.
The sensitivity rating is such that the higher the number, the easier they are to drive, meaning less power required from the amp. The lower the sensitivity rating, the more power needed.
Hope this helps.
Enjoy the Music!