Lumia 1020 is nothing exceptional, except the camera. I love the camera. Yes, it is slow to focus, slow to store, but I still prefer one really good photo instead of many crappy ones. And god, the photos are good, better than any other camera phone, better than most quality compact cameras. All 41 megapixels makes photos so sharp and in low light the bright lens and huge physical sensor size captures lots of light resulting impressive night photos. Lumia Camera is a great app, manual controls are placed really clever and are easy to operate, better than in "real" cameras, where there are too much buttons and menus simply to adjust color balance, ISO or EV.
I had no plans to move away from 1020, but now when it is not anymore in production and there is no successor coming I had an idea to maybe save my 1020 for photography purposes only and maybe get something cheaper phone to carry with me as a daily driver. Accidents do happen, although I try to be really careful with my 1020, much more careful than with my previous phones. I would hate to loose this phone, well, there are always used phones for sale, but nobody knows how they were treated, maybe the warranty is out, etc.