I do think insurance on phones is a scam...yes...they are $600 pieces of technology when purchased new...but you should never plan to break one / plan for it to fall off a bridge.
Originally Posted by Micah Dawson
In BestBuy last week, over heard a guy repurchasing an iPhone 5 because his daughter broke her's...so he was teaching her a lesson by making her get a $50 Otterbox...*rolleyes*
I do not carry insurance, and never will. If I break my Lumia or my wife breaks her iPhone 5, we will go out and buy the year older tech (~$200) until our next upgrade is available. It would be our loss for breaking it, so we have to deal with the older phone for a year.
Insurance through AT&T runs nearly $10 a month and has a $100-$200 deductible (A $200 to $350 cost if broken at 1 year). Even BestBuy's plan was like $250.