I'd argue that Nokia makes the better mobile cameras for smartphones right now.
HTC wins in some other categories, most likely: build quality, battery management, weight/dimensions, and operating system.
What bugs me about the 920 in low light is that bright areas (light through windows) are always unnaturally bright. What Nokia needs in their next low light camera iteration is always-on and hardware implemented HDR support. That would be amazing.
On-chip HDR would be pretty cool as long as you could control the effect. Nothing worse than an ghost-tastic HDR-ey looking photo.
Ok, actually there's a lot worse than that (*cough* Instagram filters *cough*), but it's still obnoxious
lol... agree... the more photography settings we can control the better. On a side note, new methods are emerging for digital HDR photography, that don't require the merging of multiple stills (No merging = No ghosting). The Tegra4 is likely going to be the first SoC to use this (marketing buzzword is chimera). I don't know how good their implementation is, but if it is good, it will revolutionize HDR imaging.
The top two photos go in favor of the HTC one while the last definitely goes for the 920. However, everyone and their mom has owned an HTC now and knows what software "support" means for that company.