01-13-2013, 04:27 AM #6
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To be honest I don't remember ever setting it. Trying to check it now I even learned that my debit card wasn't verified, lol.
As far as my experience goes PayPal always used the PP balance before drawing from my card. The card is being used only if I have nothing left in PP balance or if the purchase amount is larger than PP balance. In the second case it uses up the PP balance and fills in the missing amount using the card.
I tried to find any preferences to that but can't find any. Truth to be told I have no idea if there are any regional differences between various countries that PayPal operates in.
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