With the backward compatibility feature coming to Xbox One I've wanted to start getting the free Xbox 360 games with Games With Gold (ok I know they're not really free). I've always refused to give my credit card details, if I want to buy a game I'll use a gift card, and the games with gold games are free so I have no need to submit my card details. I just can't seem to "buy" xbox 360 games though, I keep told I have no payment method set up, I don't see why I need it to get something for ?0. I wondered if anyone else had worked their easy around this. I don't have an xbox 360, I've tried using Smartglass 360 though, but still no joy. Thanks.