Hello. I recently bought an unlocked AT&T Nokia Lumia 1520 from eBay with no problems. I work for, and have service with Wal-Mart Family Mobile (powered by T-Mobile) for the cheaper plans. Ever since Wal-Mart upgraded from 3G Only to 4G LTE, I haven't noticed any difference in speeds. I made a few calls to customer support and they ensure me my account is 4G LTE active. One rep told me that 4G and LTE is the same, but I disagree. I experimented with a T-Mobile sim card from my sister and confirmed an LTE indicator after a reboot and that lets me know it's not the phone. I bought an AT&T GoPhone (the 635 actually) and unlocked it using the unlock request method. I know it supports LTE and with that phone I also get only 4G with the WFM sim card. I've seen people who buy the WFM-branded or rather T-Mobile Nokia Lumia 635 get an LTE indicator with no problem and I'm completely lost as to what might be causing me to get only 4G speeds. Anyone with similar experiences or suggestions?