I just updated 1520 ( Nokia unlocked, not carrier branded) to 8.1 and I have no Cortana.
All locations were English USA except for two items. Even though Time Zone was set to automatic it had me in Mexico not Colorado and the Voice was set to English UK. After the update and noticing I had no Cortana I noticed the above two settings, after switching them to USA and rebooting I still have no Cortana. Also my Location Service is on.
Resolved.
Do you want to enable Cortana outside the US? Here's how you do it | Windows Phone Central
All locations were English USA except for two items. Even though Time Zone was set to automatic it had me in Mexico not Colorado and the Voice was set to English UK. After the update and noticing I had no Cortana I noticed the above two settings, after switching them to USA and rebooting I still have no Cortana. Also my Location Service is on.
Resolved.
Do you want to enable Cortana outside the US? Here's how you do it | Windows Phone Central
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