I'm fortunate that my lovely wife is still sporting a Trophy, and is willing to take my 822 when the 928 comes out, so I can get it at upgrade price. My wife says she likes to get the phone after I've had it a while so that, "the bugs are worked out." I'm good with that!
If I'd gotten the 822 without having this option, though, I'd have a real hard time spending the money to upgrade now. The desire would be really strong, but I'm doubting that the wallet would be cooperative, as I'm not going into debt for a phone, and I'm not depleting my emergency fund for it, either.