I have a Lumia 920 that I dropped pretty quickly after getting it last year. Finally replaced the screen and I've been having some issues with it so am looking to replace it with either a 920, 1020 or 1520 (or just wait and deal with it). Other than knowing my next phone will have a case from day 1, I've always been interested in the 1020 because of the camera (duh!) but am concerned about paying the $150-200 premium for a used 1020 and being disappointed since I'm coming from the 920. I'm also wondering how much better the 41 MP camera is on the 1020 versus the 20 MP on the 1520, as both are usually about the same price. Any ideas or tips as to what I should do? Unfortunately, money is a concern, so whichever phone I get will likely be my main phone for at least the next 18 months. Thanks!