I am selling my 6 week old yellow att 1020 now....I was concerned just about this, the low light pics, but after having a few 1020's, I just don't take enough pics to justify keeping it. I would rather have the nicer/larger display and a course it is faster, I don't care if people say they can't tell a difference, the SD 800 does make a difference. I guess if you take a lot of pics and don't want to carry a separate camera, the 1020 maybe for you, plus the video recording is solid! However, no phone is perfect, I literately sat down, made a list of what I wanted out of my phone; since I go through phones all the time, and came to the conclusion that I would not be using the 1520 that much for pics, and especially low light pics, and if I do I'll use the flash I will just play with the pic and try to clean it up best as I can, I mean there are so many apps now that should be able to help with this (I hope). I am not a prof. photog. I just enjoy the basics. Also, I see the same few people complain about the low light pics/video recording, again they keep the flash off, and ya its noisy but the 1020 was too, to an extent, in the end these are still phones, not camera's. I also think you will see a slight firmware upgrade in the camera, but in the end, browsing the net, email, a few games, social media, movies, is what the 1520 is meant for I think, I don't think Nokia made this phone thinking "professional photographers will love this one!" Anyways I feel like I dork holding it up taking pics anyways with it lol. Also, imo the speakers are better in the 1520 compared to the 1020, so again you win some, you lose some. But again, for each their own, its what you want from your phone. Don't let others persuade you! Good luck, just be happier with your choice that's all!