I would buy the Lumia 920 again. I was in Best Buy the other day playing with some of the phones and I still favor the 920. Honestly there is not much I don't like about this phone. If I was going to build the perfect phone it would be a Windows Phone with a larger screen, removable battery and expandable storage. I know people want more apps but I don't need a million apps, I just need about a dozen good ones.
I know people love their iPhones but the iPhone 5 is still too small for my taste. Thank goodness it was tethered because it slipped out of my hand in the store! The thing I like best about iPhone is they have all the best quality apps and accessories. The physical phone itself doesn't appeal to me. I find the metal band around the phone unattractive and the static rows of apps is uninspiring.
I like the HTC 8X but 16 GB of fixed storage is a deal breaker.
My runner up is the Samsung Galaxy Note II. Big screen, removable battery, fairly quick performance, decent app store make it a contender. Something that colors my perception is a previous frustrating experience with Android phones: app crashes, random shutdowns, weird quirks, etc. Windows Phone has been rock solid in comparison.
Spot on mate, that is the exact reasons I went with the 920.
I find android the most bug ridden OS, crashes too many times and is unstable. Also no matter how large the memory was on the phone I would sometimes get memory issues if running too many apps or downloading too many.
IOS is stable and you rarely get crashes, but my god it is boring as **** and hasnt changed in 6 years.
I like my 920 it is better looking than any phone out there, screen size is fine, screen quality is excellent, music sounds better than any android phone I have had and the OS is so clean and interesting to use.
Things I would also like are wireless synching and as you say some more quality apps (mobile banking, sky go , sonos controller, Instagram, BBC I Player)
I would also add thats as much as I have had good experiences with Nokia care, I think they should improve build quality as too many people have had problems with build quality.
They also need to improve supply levels and their own marketing, the difficulty in getting Nokia screenprotectors and cases and other accessories has been terrible.