After dropping my 928 in the toilet, I quickly picked it up and dried it with a paper towel. The screen was off but phone was on and I could not powezr it down.Next, I turned on the oven at 150F and put the phone in there with a cooking thermometer and left the oven door slightly opened. the max temp was 98F and I left it overnight. In the morning, I took it out of the oven and turned it on and it worked great. My question is, did I harm the phone in any way that would cause problems later on? I do have Insurance on the phone but I think it does not cover water damage. If I have any future problems, will the insurance deny the claim?