airjeff
New member
In reply to airjeff,
Except! There is a fine detail you are missing. In order to upgrade early you must pay for at least half of your phone. And trade in your previous phone in good and working condition. You might be able to pay the full amount. And go to the next phone. But that doesn't seem like a deal anymore.
I did think of that, there is some degree of risk, but not unreasonable for the savings. If you kill your phone at 1 month it wouldn't be fun. But isn't the deductible $75 with VZW? That would be just a hair over 3 months of phone payments. So 9 months would be the magic number to hit. Even then, you'd be saving $108/year on insurance. If you add up the $75+$108 it is 8 months of phone payments. So, if we can go 4 months without a claim we break even. It's not perfect, but seems very low risk for the potential cost savings.
There is an additional thing to consider, Edge will start your agreement over for another 2 years. Might matter, might not, depending on who you are.
I hear you on the trade-in thing and that is totally a personal call. But you need to factor in eBay fees, PayPal fees, my time, buyer headaches, the fact that VZW gives you a refurb and Edge would give me a brand new device of my choice. To me the trade-in thing is a wash after I look at it all, right now anyway. I'm still kinda skeptical and feel like there is some gotcha that I missed. So feel free to poke holes.