Forcing consumers into these outrageously unethical contracts,paying for a phone 3 times over, a million hidden fees,taxes,etc., should also be a crime.
Maybe if the consumer read the contract that he was signing........ One of the lessons I learned working in the insurance industry was to always read the contract. I could quote from memory all of the exclusions to our contracts, and quoted at least one of them on probably 90% of the phone calls I received. Sometimes I overturned a declination by one of our techs, but most of the time I reinforced what the customer was already told.
Later, when I no longer worked in the industry, I hit a deer. When the adjustor was done looking things over, and called me up, he said, "so it'll be $xx for the estimate, minus $500 for the deductible." I said, "No, it'll be $250 for the deductible, because I read the contract, and striking an animal is a comprehensive claim not a collision claim, but you knew that and were trying to rip me off."
Yeah, read the contract and don't go in blind. If you don't read the contract, you have nothing to complain about because you're the fool who entered into a contract without knowing what it says. Nobody forced you into a contract. And if, by some chance they did, it would not be valid. A contract signed under duress is invalid.