Yes you do
EDIT: Just to update the thread, here's the offer (found at the bottom of the 2520 page
Nokia Lumia 2520-Silk Black tablet from AT&T ):
SPECIAL OFFER
[h=2]Save $200 when you bundle![/h] Get $200 off the Nokia Lumia 2520 tablet when you purchase a Nokia Lumia 925, a Nokia Lumia 1020, or a Nokia Lumia 1520. No coupons, no codes, no rebate forms ? just instant savings! Hurry, this limited-time offer ends on January 9, 2014.
See offer details
And here's the ETF (
Early Termination Fee Policy – Wireless from AT&T ):
[TABLE="class: table-gen"]
[TR="class: alt"]
[TD]New or AT&T Certified Like-New Device[/TD]
[TD="width: 300"]Early Termination Fee[/TD]
[/TR]
[TR]
[TD]Smartphone that requires a data plan with a
service commitment
Netbook or Notebook purchased with a service
agreement
[/TD]
[TD]$325 minus $10 for each full month
of completed Service Commitment [/TD]
[/TR]
[TR]
[TD]Basic phone, Mobile Hotspot, and USB Modem
Tablet purchased with a service agreement
on or after 11/9/2012*
[/TD]
[TD]$150 minus $4 for each full month
of completed Service Commitment [/TD]
[/TR]
[/TABLE]