Nokia Music purchases not working

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WPCentral Question

Migrated from iPhone 5s. Loving my Lumia 930. Everything works flawlessly but one feature. Music purchases.

I'm logged into the phone using my Microsoft Account. It has a working credit card attached to it as well as a Paypal option.

When trying to purchase music using Nokia Music (Xbox Music doesn't seem to work in my region), it always gives me the following error:

"PAYMENT INTERRUPTED - Payment was not processed due to a malfunction"

So I want to get music on my Nokia WP8.1 phone now instead of getting them on iOS devices and this critical function doesn't work.

Help!