You do realize that "AI" today is not a product, right?
It is a software tool.
And Microsoft bread-and-butter has always been tools. Programing tools. Productivity tools, primarily.
Consumer products is something they've never had a handle on but if it is to change it will be via subscriptions. Hence the focus on Game Pass and cloud gaming. The latter, in particular, if they stick with it, stands a good chance to grow with the quality of broadband evolution. Via the one area that the clueless regulars never bothered to consider: cloud gaming direct on TVs. (I saw no mention of Samsung being questioned anywhere.) Cloud gaming as a *feature* stands a good chance of boosting Game Pass, the *product*. Just follow the money.
For "AI" the products to look to are the usual suspects, Word, Excel, Powerpoint, Outlook, OneNote, Sharepoint, Access, etc. There may be newcomers (DESIGNER, maybe an image processor) but those aren't here yet.
And while BingChat and BingCreate are out there, they are more features of Bing than standalone revenue generators. Their ChatBot revenues are going to come via OpenAI and AZURE, which is the host platform for the apps that use the OpenAI api set. Why compete with their captive partner?
So no, MS isn't going to drive "AI" mainstream any more than they drove object oriented programing to the consumer market. Because they're not trying. That's not their concern. Not when there is more and easier money in adding GPT to software tools.
As to "AI" for consumers, do you see Apple out there? Amazon? Sony?
It isn't a consumer product yet. Maybe never. TBD.