05-05-2015 11:46 PM
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  1. EXL's Avatar
    Glad to see that win10 will bring back some apps we lost and new ones we don't have can't wait.

    American banking apps are coming back with Windows 10 Mobile says Microsoft - WMPoweruser
    05-01-2015 01:06 AM
  2. KhawarNadeem's Avatar
    Pretty cool. Good news all around the W10 announcements lately.
    05-01-2015 01:36 AM
  3. stephen_az's Avatar
    Amusing the person is referred to as an evangelist and that people should have faith. Place faith in things that matter, not in lines from someone who is paid to say such things. If you want to know if the banks are returning, ask them. So far the silence is pretty definite as were the justifications for dropping the apps. Don't get excited over a paid spokesperson making claims he is paid to make. If such claims were all true the BB Playbook would be running BB10, the BB store would be overrun with quality apps; Instagram would not be a perpetual WP beta; WP 7 devices would have been more upgradeable, etc., etc., etc..
    prasath1234 likes this.
    05-01-2015 01:54 AM
  4. Duy Nguyen 8s's Avatar
    05-01-2015 02:58 AM
  5. Nogitsune Micah's Avatar
    It makes you wonder what purpose there was in removing the apps in the first place if they are coming back in a few months. Why make customers angry?
    prasath1234 likes this.
    05-01-2015 07:21 AM
  6. Rasetech's Avatar
    There is a simple answer to this question. They did not want to invest any more money in the existing Windows 8 versions due to low usage numbers. Due to security concerns they where not able to leave them in the store either, so they removed them.

    They will give Windows 10 a chance but don't think that this is forever. If the usage rates of the apps don't raise with Windows 10 they apps will be removed again.
    05-01-2015 09:01 AM
  7. Nogitsune Micah's Avatar
    There is a simple answer to this question. They did not want to invest any more money in the existing Windows 8 versions due to low usage numbers. Due to security concerns they where not able to leave them in the store either, so they removed them.

    They will give Windows 10 a chance but don't think that this is forever. If the usage rates of the apps don't raise with Windows 10 they apps will be removed again.
    What security concerns? From what I understand there was nothing inherently wrong with the apps in the first place. It was just no one using them.
    prasath1234 likes this.
    05-01-2015 10:21 AM
  8. tgp's Avatar
    What security concerns? From what I understand there was nothing inherently wrong with the apps in the first place. It was just no one using them.
    It sounds like it was more related to regulations than an actual security issue:

    In an interview with Microsoft watcher Mary Jo Foley Microsofts Chief Evangelist of Developer Experience Steven Guggenheimer revealed that Microsoft remained in close communication with the banks who withdrew their apps but that both Microsoft and the banks did not feel now was the right time to invest in Windows Phone apps given that Windows 10 was coming, and that the apps could unfortunately not be left un-updated due to regulatory issues.
    05-01-2015 10:46 AM
  9. DCTF's Avatar
    What security concerns? From what I understand there was nothing inherently wrong with the apps in the first place. It was just no one using them.
    Microsoft and the banks did not feel now was the right time to invest in Windows Phone apps given that Windows 10 was coming, and that the apps could unfortunately not be left un-updated due to regulatory issues.


    I think that's half the truth. There's been a slow drip of banks pulling their apps from WP for a couple of years. A bank app requires a constant development budget to provide updates and stay on top of security problems, that much is true, but I think the calculation had a lot more to do with low profits from WP users' transactions (and therefore problems covering unique development costs for WP).* I suspect it's the Build announcement about easy app porting that's behind the new optimism.

    * bearing in mind I'm just an internet bigmouth, and I have no idea what I'm talking about here really
    05-01-2015 10:52 AM
  10. KhawarNadeem's Avatar
    * bearing in mind I'm just an internet bigmouth, and I have no idea what I'm talking about here really
    Your honesty is an inspiration for us all, TBH.
    BenGutt, aximtreo, DCTF and 8 others like this.
    05-01-2015 11:01 AM
  11. tgp's Avatar
    * bearing in mind I'm just an internet bigmouth, and I have no idea what I'm talking about here really
    We should all put this on every post!

    Sent from whatever device I happen to be using today using Tapatalk
    kwambe5, Laura Knotek and aximtreo like this.
    05-01-2015 11:49 AM
  12. Jazmac's Avatar
    There is a simple answer to this question. They did not want to invest any more money in the existing Windows 8 versions due to low usage numbers. Due to security concerns they where not able to leave them in the store either, so they removed them.

    They will give Windows 10 a chance but don't think that this is forever. If the usage rates of the apps don't raise with Windows 10 they apps will be removed again.
    What security concerns are you talking about? Windows Phone? Security risk? This is the problem when we get people propagating these unsubstantiated stories about how much a security risk Windows Phones are when almost half (44 percent) of android deployments are still running Gingerbread. That android version has major security issues from heartbleed to clientlogin and beyond and google said they flat out won't address them. Not even a little bit. Don't plan to do squat about it. if you are running anything other than Lollipop, google's position is, not my problem.
    Reuters has a recent story about how much a security risk banking apps are on android. But you quote somebody like its fact on Windows Phone.

    With all the side loading of apps from pirated app from every unsavory creepy hacker from all parts of the world and they connect that phone to google email systems, medical records, and your banking information and when the bank pulls out of our market, people are quick to claim low market share and Windows Phone being the security risk. I don't think banks give a dog gone about anything other than making money and they do that by being where you and your money is.
    05-02-2015 01:26 AM
  13. HoosierDaddy's Avatar
    It makes you wonder what purpose there was in removing the apps in the first place if they are coming back in a few months. Why make customers angry?
    The reason it doesn't make sense to you is that it is all BS. The banks aren't happy with the backlash for killing them. MS is embarrassed for subsidizing the apps in the first place only to have the banks abandon them. So they got together and came up with this BS story that makes them both look less incompetent. There is no other even possible scenario that would explain a MS evangelist keeping their job after saying it was good and smart for any company to throw Windows Phone users under the bus. Not to mention what that means going forward: Who knows when some govt reg or MS change will cause apps to disappear and MS thinks that's just good business. The reason he still has a job is that this story that makes MS and Windows for phones look ridiculous is the BEST explanation his bosses could come up with for him to say.

    What happened is: (a) MS encouraged/subsidized WP apps for the banks (b) the banks didn't look a gift horse in the mouth but when the incentives dried up, they killed the apps rather than pay to update them. When they killed the apps, they either refused to give any explanation OR said it was because nobody used them OR said it was because not enough people used them to be worth the effort. Now the story changes to govt regulations were too expensive to implement and Windows 10 is so different and so much better we decided to wait.

    There are so many contradictions and about faces it makes your head spin.

    First if there aren't enough customers or their customers don't use Windows, why should the banks be so excited about W10?

    If WP10 is being touted as trivial to convert iOS or Android apps to them AND if MS had already converted iOS games to work on WP8 why tell the world that existing WP apps are so hard to convert to WP10, that banks were smart to hold off until WP10 was released. Or why would MS make sure we had Candy Crush secretly converted from iOS instead of doing the same for important things like banking apps? If we are to believe MS, it should have been fairly simple to just convert a bank's iOS (or Android) app to run in WP8.

    And since when would a bank or any company give an initial reason for dropping an app that insults customers by telling them they aren't important enough rather than telling them they were just dropping them temporarily due to the impact of govt regulation but they will be coming back better than ever with WP10? They had no intention of bringing them back. But now it looks like MS is going to do it all over again and subsidize new W10 versions of apps.
    05-02-2015 01:14 PM
  14. Chris_Kez's Avatar
    What security concerns are you talking about? Windows Phone? Security risk? This is the problem when we get people propagating these unsubstantiated stories about how much a security risk Windows Phones are...
    I'm not sure Rasetech was implying there were security concerns specific to Windows Phone, just that banks may not want to leave unattended apps lying around. At least that was my take on it. I wonder if you may be reading too much into it.
    tgp, Laura Knotek and prasath1234 like this.
    05-02-2015 10:27 PM
  15. Laura Knotek's Avatar
    I'm not sure Rasetech was implying there were security concerns specific to Windows Phone, just that banks may not want to leave unattended apps lying around. At least that was my take on it. I wonder if you may be reading too much into it.
    That's what I thought too. I was under the impression that the US regulations don't allow banks to leave unattended apps around. It sounded like the apps must be maintained or else removed.

    Sent from my Moto X using Tapatalk
    aximtreo likes this.
    05-02-2015 10:38 PM
  16. Chris_Kez's Avatar
    I find the less I think about this crap the happier I am. If banking apps are coming back with Windows 10, that's all I particularly care about. If Windows 10 for phones still does so poorly that these apps disappear again I won't care- because I'll probably be gone too.
    05-02-2015 10:42 PM
  17. tgp's Avatar
    I find the less I think about this crap the happier I am. If banking apps are coming back with Windows 10, that's all I particularly care about. If Windows 10 for phones still does so poorly that these apps disappear again I won't care- because I'll probably be gone too.
    Not the most pleasant thought, but probably the most logical way to look at it.
    aximtreo and Laura Knotek like this.
    05-02-2015 10:56 PM
  18. Jazmac's Avatar
    I'm not sure Rasetech was implying there were security concerns specific to Windows Phone, just that banks may not want to leave unattended apps lying around. At least that was my take on it. I wonder if you may be reading too much into it.
    Perhaps but I doubt it. He talked about USAGE RATES as the reason it was pulled. Not government regs Perhaps you yield a bit too much.
    "There is a simple answer to this question. They did not want to invest any more money in the existing Windows 8 versions due to low usage numbers. Due to security concerns they where not able to leave them in the store either, so they removed them.

    They will give Windows 10 a chance but don't think that this is forever. If the usage rates of the apps don't raise with Windows 10 they apps will be removed again."
    I'll stand on my earlier comment.
    prasath1234 and Laura Knotek like this.
    05-03-2015 02:19 AM
  19. Laura Knotek's Avatar
    I'm not sure Rasetech was implying there were security concerns specific to Windows Phone, just that banks may not want to leave unattended apps lying around. At least that was my take on it. I wonder if you may be reading too much into it.
    Perhaps but I doubt it. He talked about USAGE RATES as the reason it was pulled. Not government regs Perhaps you yield a bit too much.
    "There is a simple answer to this question. They did not want to invest any more money in the existing Windows 8 versions due to low usage numbers. Due to security concerns they where not able to leave them in the store either, so they removed them.

    They will give Windows 10 a chance but don't think that this is forever. If the usage rates of the apps don't raise with Windows 10 they apps will be removed again."
    I'll stand on my earlier comment.
    It sounds like both of you might be right. Perhaps the banks had low usage rates of the apps, so they did not wish to keep those apps updated to comply with regulations.

    I don't have accounts with Chase, BoA, Wells Fargo, or any other banks that pulled Windows Phone apps. However, I do have accounts with two banks that never had Windows Phone apps but have Android apps. Just for curiosity, I'll check and see how often my banks update their Android apps.
    aximtreo, Jazmac and prasath1234 like this.
    05-03-2015 02:51 AM
  20. Dark_Shroud's Avatar
    If these places don't want to update actual apps then put a web app in place. So it can use their mobile site that gets updated as needed and everyone would be happy.
    05-03-2015 12:18 PM
  21. Rasetech's Avatar
    Perhaps but I doubt it. He talked about USAGE RATES as the reason it was pulled. Not government regs Perhaps you yield a bit too much.
    "There is a simple answer to this question. They did not want to invest any more money in the existing Windows 8 versions due to low usage numbers. Due to security concerns they where not able to leave them in the store either, so they removed them.

    They will give Windows 10 a chance but don't think that this is forever. If the usage rates of the apps don't raise with Windows 10 they apps will be removed again."
    I'll stand on my earlier comment.
    I was not talking about specific security issues with the Windows Phone platform specific. But companies change there API's now and then to improve there own security policies and so on. So if they do this they would have to adopt either the app or make the API's backward compatible which open security flaws. So now we are back with the low usage numbers where simple decisions need to be made.

    Believe me or not but this is how things work.
    prasath1234 likes this.
    05-04-2015 02:00 AM
  22. Jazmac's Avatar
    I was not talking about specific security issues with the Windows Phone platform specific. But companies change there API's now and then to improve there own security policies and so on. So if they do this they would have to adopt either the app or make the API's backward compatible which open security flaws. So now we are back with the low usage numbers where simple decisions need to be made.

    Believe me or not but this is how things work.
    "There is a simple answer to this question. They did not want to invest any more money in the existing Windows 8 versions due to low usage numbers. Due to security concerns they where not able to leave them in the store either, so they removed them.

    They will give Windows 10 a chance but don't think that this is forever. If the usage rates of the apps don't raise with Windows 10 they apps will be removed again."

    Save it. Because IF these banking apps return, you cannot declare it will be made available for Windows 10 for phones ONLY to give the OS "one more chance". You have no information on what their plans are.
    prasath1234 and Laura Knotek like this.
    05-05-2015 01:34 AM
  23. Rasetech's Avatar
    I am not discussing this any further with you and I don't understand whats you freaking problem. Calm down!
    05-05-2015 02:02 AM
  24. RumoredNow's Avatar
    Bottom line... BoA ditched me with really no explanation. They yanked my mobile access after two years of use and having set me up with accounts that presume I'm all in electronically and penalize me for using a teller with a fee structure.

    After they announced they were pulling the App and showed no concern for me as a customer I moved my assets to Ally.

    Why would I go back now? They can keep whatever plans they have to themselves. I can not care about BoA any further. They burned the bridge with their unexplained and abrupt decision to terminate the WP App with very minimal communication to loyal customers such as myself.

    "Fool me once, shame on you. Fool me twice, shame on me."
    Last edited by RumoredNow; 05-05-2015 at 07:54 PM. Reason: typo
    a5cent, k72, JohnStrk and 3 others like this.
    05-05-2015 10:50 AM
  25. wiederman's Avatar
    Glad to see that win10 will bring back some apps we lost and new ones we don't have can't wait.

    American banking apps are coming back with Windows 10 Mobile says Microsoft - WMPoweruser
    Best news I got all day.... Cant wait for chase and bank of america to return with their apps... I think they will introduce some form of mobile payment system...
    Jazmac and prasath1234 like this.
    05-05-2015 01:47 PM
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