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  1. Thomas Jordan's Avatar
    I remember a few months ago a few articles mentioning how Microsoft was going to bring NFC payments with Windows 10. But not heard about this for a long time. With Apple pay out and Android pay coming very soon. Would love to know if we can expect to have this.
    shaikhmuaaz_2010 likes this.
    08-29-2015 07:29 AM
  2. Allen Rhodes's Avatar
    When Softcard came to WP, i was super excited. I signed up, got all tingly in the nether regions.... I NEVER used it. Not once, besides McDs, did i have the chance to use it. Its a gimmick still, nothing that is needed. Hopefully MS kicks back and waits for bugs to be worked out then blows in with a game changer. Im still good having to swipe a card though, even though it takes SOOOOO long to do that. ;)
    Panos Athanasiou likes this.
    08-29-2015 07:41 AM
  3. Wolfjt's Avatar
    I've not heard a single thing. I've tweeted the question to Gabe Aul but he didn't reply. I fear this whole mobile thing is going to die. Time for Android me thinks.
    sent from TapTalk for Windows Phone
    mikepalma likes this.
    08-29-2015 07:49 AM
  4. Thomas Jordan's Avatar
    It is a bit of a gimmick. However it is very useful. I know it is something I would use a lot. I see your point about them waiting till a lot of bugs maybe sorted out. However it is then just another reason people will leave or wont choose windows.
    08-29-2015 09:13 AM
  5. Thomas Jordan's Avatar
    I've not heard a single thing. I've tweeted the question to Gabe Aul but he didn't reply. I fear this whole mobile thing is going to die. Time for Android me thinks.
    sent from TapTalk for Windows Phone
    I worry about that aswell. Every little feature that is missing is another nail in the coffin. That is something I don't want to see. Especially now with the whole windows 10 thing. If they do things right and focus more on some of these little features there will be a future for windows. And I don't just mean Windows Mobile.
    MikeSo likes this.
    08-29-2015 09:16 AM
  6. Geddeeee's Avatar
    It's already in there...

    Tap to pay.. It works...

    End of story!!!
    08-29-2015 02:33 PM
  7. Thomas Jordan's Avatar
    It's already in there...

    Tap to pay.. It works...

    End of story!!!
    Yes it is but the problem is that there is no support for the way it works with WP8.1.

    So yes it is kinda there. But pretty useless as is.
    08-29-2015 03:10 PM
  8. Geddeeee's Avatar
    I don't understand the problem... Tap to pay is linked to your MS payment options, which you can add or modify through your MS account...

    Tap, pay, done.....

    I've used it a number of times, no support needed...
    08-29-2015 03:39 PM
  9. jojoe42's Avatar
    I don't understand the problem... Tap to pay is linked to your MS payment options, which you can add or modify through your MS account...

    Tap, pay, done.....

    I've used it a number of times, no support needed...
    Nope - I've got my visa linked in and I can't pay for things with my phone..
    08-29-2015 03:58 PM
  10. Geddeeee's Avatar
    Works fine with mine.. Can't think what the problem might be...
    08-29-2015 04:00 PM
  11. Thomas Jordan's Avatar
    I've got two credit cards and a debit linked to my MS account and it don't work.
    08-29-2015 04:04 PM
  12. mprebich's Avatar
    Works fine with mine.. Can't think what the problem might be...
    Would be helpful if you give some examples, how you have it set up, and where/what you purchase.

    Thanks!
    jojoe42 likes this.
    08-29-2015 09:11 PM
  13. JW888's Avatar
    It works? Are you kidding? Tell me where you can use it.
    MikeSo likes this.
    09-12-2015 07:50 PM
  14. JW888's Avatar
    I don't understand the problem... Tap to pay is linked to your MS payment options, which you can add or modify through your MS account...

    Tap, pay, done.....

    I've used it a number of times, no support needed...
    Where you can tap and pay?
    MikeSo likes this.
    09-12-2015 07:53 PM
  15. MikeSo's Avatar
    I don't understand the problem... Tap to pay is linked to your MS payment options, which you can add or modify through your MS account...

    Tap, pay, done.....

    I've used it a number of times, no support needed...
    In what country? Certainly not in the US since Softcard was bought by Google.

    I used Softcard on my Lumia Icon in the US for the short time it was available. However with that app-based implementation it was pretty useless and not much more convenient than a credit card. Had to take out the phone, unlock it, open the app, enter a PIN, swipe it.
    Unless the implementation is at an OS level and works like Apple Pay, where no unlock is needed and you can just swipe while holding the fingerprint scanner, I might as well keep using my credit cards. Especially since mobile payments aren't yet accepted at nearly the number of merchants that credit cards are.
    09-14-2015 01:18 PM
  16. DavidinCT's Avatar
    Where you can tap and pay?
    On Windows 10 10512...

    Settings>Devices> NFC

    scroll to the botton you will see a "Tap to pay" option

    I don't understand the problem... Tap to pay is linked to your MS payment options, which you can add or modify through your MS account...

    Tap, pay, done.....

    I've used it a number of times, no support needed...
    Wait, really ? Is this a Windows 10 Phone thing, or did this work in 8.1 ?

    I'm calling BS on this one, I went into NFC on Windows 10 10512 on my ICON (I used SoftCard before when we had it) and enabled "Tap to Pay", it give Default payment app "None" and on Default payment card, it lists "Sim card"

    I know some areas of the world can pay with a SIM card but, not here in the US...

    There is no setting here that can use the Microsoft account for payment. I do have 2 credit cards on my Microsoft account and have a $50 or so credit in Microsoft $$...

    None of those I can set up as a payment...

    Prove me wrong, show me how to use it and set it up and I will go someplace tomorrow morning to test it...
    MikeSo likes this.
    09-14-2015 01:38 PM
  17. rhapdog's Avatar
    WP 8.1 Tap to Pay requires that you obtain a secure SIM from your carrier. It can be done in the US, but carriers are not generally willing to give just anyone the secure SIM. I don't know why that is.

    Still, even then, the Tap to Pay in 8.1 is not really worthwhile at this point. Too many steps, and it is easier to pull out a credit/debit card and swipe it.

    There is supposed to be coming with Windows 10 for Mobile a new Tap to Pay that is "supposedly" 100% compatible with the way Apple Pay works. The reason we're not hearing about it is because Windows 10 for Mobile isn't out yet, and it may be one of those things that the phones need to hit the market first, then an update will occur to push out that will enable payments.

    It is supposed to be a payment system that will no longer require a secure SIM, but it will require either a fingerprint scanner or an Iris scanner on the phone to be able to use it. That means you'll probably need a flagship.
    Laura Knotek and libra89 like this.
    09-14-2015 02:45 PM
  18. MikeSo's Avatar
    WP 8.1 Tap to Pay requires that you obtain a secure SIM from your carrier. It can be done in the US, but carriers are not generally willing to give just anyone the secure SIM. I don't know why that is.
    Virtually all phones have secure SIMS these days (mine certainly does). That's not really the issue here. Are you saying that WP, after Softcard was discontinued, somehow still has mobile payments? Please show how, if that is the case.
    09-14-2015 04:00 PM
  19. MikeSo's Avatar
    On Windows 10 10512...

    Settings>Devices> NFC

    scroll to the botton you will see a "Tap to pay" option



    Wait, really ? Is this a Windows 10 Phone thing, or did this work in 8.1 ?

    I'm calling BS on this one, I went into NFC on Windows 10 10512 on my ICON (I used SoftCard before when we had it) and enabled "Tap to Pay", it give Default payment app "None" and on Default payment card, it lists "Sim card"

    I know some areas of the world can pay with a SIM card but, not here in the US...

    There is no setting here that can use the Microsoft account for payment. I do have 2 credit cards on my Microsoft account and have a $50 or so credit in Microsoft $$...

    None of those I can set up as a payment...

    Prove me wrong, show me how to use it and set it up and I will go someplace tomorrow morning to test it...
    Same here, I have that turned on, but I have never seen any way to actually use it after the Softcard app disappeared... unless it "just works" somehow.
    DavidinCT likes this.
    09-14-2015 04:04 PM
  20. tgp's Avatar
    Tap to pay on WP did work for a very short time, after Softcard released an app. This was also necessary for certain Android carrier branded phones, but the Android app was available for awhile.

    Soon after the WP app was released, Softcard sold their technology to Google, and then Softcard shut their doors. The WP app soon left us. This left WP without a tap to pay solution, as it stands today, at least in the US.
    rhapdog likes this.
    09-14-2015 04:12 PM
  21. realwarder's Avatar
    Same here, I have that turned on, but I have never seen any way to actually use it after the Softcard app disappeared... unless it "just works" somehow.
    Remember there was an article saying Microsoft had registered to be a payment provider in every US state. Gotta be something left to announce at these presentations...
    09-14-2015 04:12 PM
  22. MikeSo's Avatar
    Tap to pay on WP did work for a very short time, after Softcard released an app. This was also necessary for certain Android carrier branded phones, but the Android app was available for awhile.

    Soon after the WP app was released, Softcard sold their technology to Google, and then Softcard shut their doors. The WP app soon left us. This left WP without a tap to pay solution, as it stands today, at least in the US.
    That's what I thought too, but people here are saying it works. So I'm wondering what's going on.
    DavidinCT likes this.
    09-14-2015 04:13 PM
  23. tgp's Avatar
    Remember there was an article saying Microsoft had registered to be a payment provider in every US state. Gotta be something left to announce at these presentations...
    Hopefully.

    That's what I thought too, but people here are saying it works. So I'm wondering what's going on.
    I don't really know. Maybe some carriers outside of the US have their own solutions? I thought that something besides what is built in to the WP OS is needed.
    09-14-2015 04:17 PM
  24. rhapdog's Avatar
    That's what I thought too, but people here are saying it works. So I'm wondering what's going on.
    Microsoft is working on it. It's built into the phones because of the app we had once that was pulled. Currently there is not an app available for making payments, at least here in the US. I'm not sure about elsewhere. If someone is using it, I'd like to know how and with what app.

    My understanding, which may or may not be correct.

    Microsoft will be putting out something more like Apple Pay, and compatible with it, but like I said earlier, it will require new hardware for iris scanning. That was the rumor, at least.
    Last edited by rhapdog; 09-15-2015 at 02:37 PM.
    09-15-2015 01:02 PM
  25. MikeSo's Avatar
    Microsoft is working on it. It's built into the phones because of the app we had once that was pulled by Google, as they didn't want any competition.

    Microsoft will be putting out something more like Apple Pay, and compatible with it, but like I said earlier, it will require new hardware for iris scanning.
    It makes sense that Microsoft is working on it, however someone earlier in the thread said they were using it right now. Maybe they're not in the US. Would be nice if Geedeeee would come back and clarify.
    09-15-2015 02:04 PM
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