Why does Excel ask for an Office 365 account?

SL2

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Sep 23, 2014
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I don't get it, Excel used to work on my 950, but sometimes it wants me to log in. Now I'm completely locked out, and I'm only able to view files unless I have an Office 365 account.

1 - Why do I need Office 365 for this?

2 - Why do I have to log in to Excel at all to be able to use it? I can see the benefits of logging in, but I don't understand the necessity

This site doesn't answer my questions:
https://support.office.com/en-us/article/When-do-I-need-an-Office-365-subscription-b6518311-893a-4a89-bfcd-bdc56bf52085
 

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