Windows 10 Home setup removes local account option, but here's a workaround

[Windows Central]

Yes, Microsoft has removed the option to create a local account from the Windows 10 Home installation wizard, but there are ways to continue skipping the use of the Microsoft account.
Windows 10 Home users no longer has the option to create a local account during the out-of-box experience (OOBE) setup, but there's a workaround if you don't want to use a Microsoft account. Although you have been able to choose between a Microsoft account or traditional local account during the setup process, the experience has always been intended to lure users into selecting the Microsoft account option.

Full story from the WindowsCentral blog...