Gears of War 4 has Halo 5 REQ-like packs that can be purchased using either in-game currency or real life money.
But they're not pay-to-win! Similarly to Halo 5's REQ packs, Gears of War 4's 'Gear Packs' provide cosmetic upgrades, progression boosters, and bonuses for the PvE Horde mode.
Here's a rundown of what each Gear Pack does, and how to acquire them.
Full story from the WindowsCentral blog...