11-14-2014 09:38 AM
49 12
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  1. JW888's Avatar
    Is coming.........

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    09-29-2014 10:48 AM
  2. RumoredNow's Avatar
    Is coming.........

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    Pffft... I've heard that from software companies before. It means don't bug us, but don't hate us. There is nothing provably factual about such statements.
    09-29-2014 11:07 AM
  3. mjrtoo's Avatar
    It's dead
    RumoredNow likes this.
    09-29-2014 11:08 AM
  4. joe_easton's Avatar
    I have a 8X on VZW; there is an option in Settings -> NFC to turn on payments. Does VZW offer payment SIMs? I do not understand what is missing to make this work.
    09-29-2014 03:21 PM
  5. gwinegarden's Avatar
    Let's be realistic about this.

    How long will it be before NFC payments become really useful? Remember, in the US, they don't even have chip technology in their credit cards. How long before point-of-sale devices get rolled out to stores. Sure, you may be able to, eventually, pay for a new TV at Best Buy, but what about the other 99% of stores, etc?

    I just can't get all worked up about this. To me, it just Apple and others getting people excited about the future when we don't know when the future is.
    09-29-2014 08:23 PM
  6. mjrtoo's Avatar
    Let's be realistic about this.

    How long will it be before NFC payments become really useful? Remember, in the US, they don't even have chip technology in their credit cards. How long before point-of-sale devices get rolled out to stores. Sure, you may be able to, eventually, pay for a new TV at Best Buy, but what about the other 99% of stores, etc?

    I just can't get all worked up about this. To me, it just Apple and others getting people excited about the future when we don't know when the future is.
    I don't think it will never take off, there is no benefit over swiping a card. To the vendors that is.
    09-30-2014 11:21 AM
  7. mjperry51's Avatar
    The father of one of my daughter's classmates works for one of the largest payment processing companies in the US. I've asked him about smartcard technology, and when it will get here. His answer basically was don't hold your breath. Between the need to totally change out all terminals and ATMs the infrastructure costs alone are astronomical. Hell, the banks won't even upgrade ATMs from XP.

    I suspect that other than the few places (Starbucks, etc.) that offer it because it's trendy it's going to take a long time before there is any significant market penetration for NFC payments.

    My .02. . .
    09-30-2014 06:26 PM
  8. gwinegarden's Avatar
    The father of one of my daughter's classmates works for one of the largest payment processing companies in the US. I've asked him about smartcard technology, and when it will get here. His answer basically was don't hold your breath. Between the need to totally change out all terminals and ATMs the infrastructure costs alone are astronomical. Hell, the banks won't even upgrade ATMs from XP.

    I suspect that other than the few places (Starbucks, etc.) that offer it because it's trendy it's going to take a long time before there is any significant market penetration for NFC payments.

    My .02. . .
    Agreed. Getting chip technology into the US is taking years. How many people will have new iPhones? How many people have credit cards? Which technology do you think will come first to stores?

    In the business, we used to call this 'vapourware'.
    09-30-2014 07:06 PM
  9. Chris_Kez's Avatar
    Keep in mind that by October 2015 all credit cards in the US will be changed to chip and pin. As a result, there will be a huge influx of new POS terminals at merchants across the country and widespread ability to process NFC payments.
    09-30-2014 07:18 PM
  10. mjrtoo's Avatar
    Keep in mind that by October 2015 all credit cards in the US will be changed to chip and pin. As a result, there will be a huge influx of new POS terminals at merchants across the country and widespread ability to process NFC payments.
    We shall see...
    10-01-2014 08:46 AM
  11. gwinegarden's Avatar
    Not necessarily. Depending upon cost, many merchants may not buy in. Chip cards still have a stripe and can be used if the POS terminal is not chip enabled. And who is to say that these new terminals will also support NFC?
    10-03-2014 07:50 AM
  12. jbestman's Avatar
    LOL. I call what you're doing, the "bury my head in the sand" approach. I own and love my Lumia 1520.3 but I also own the iPhone 6+. Let me tell you, paying with ApplePay is a breeze and so much more secure. Apple nailed it. Pick up product. Point. Done. And yes, there are tons of stores scrambling to add NFC terminals now. Why? Because there are millions of Apple users that would ignore your store if they cannot pay that way.
    It is just a natural reaction. If I find two stores offering similar services I will gravitate to the one that has NFC readers. I am alone. Of course, as usual, Microsoft and some of its fan will poo poo this until it is too late. And, once again, they will be struggling to play catch up.
    I don't know about you but that story is getting old.
    10-24-2014 07:00 PM
  13. snowmutt's Avatar
    There has to be a reason for venders to adopt these readers. I understand Apple will drive some adoption of mobile pay, but honestly until venders lose sales over not having it I think this is a good idea that will stun people as to how slow adoption of mobile pay well be. If you walk in to a store, pull out an iPhone or Android, or one of the Windows Phones that had I in 2012- and you can't buy your much needed refreshments with your shiny toy, are you walking out without your Mouse tracks Ice cream? Heck no. You are whipping out the debit card EVERYBODY has and buy it anyways. This isn't ignoring the future, this is business.

    I am sorry- I realize Apple's influence, but it isn't all knowing or all reaching. Mobile pay will catch on. But everyone thinking merchants are lining up to spend thousands of dollars that they aren't sure will pay off simply because Tim Cook approves isn't paying attention to how business runs.
    10-24-2014 09:56 PM
  14. hbelton's Avatar
    Picked up a secure SIM, installed Softcard on my Lumia 1520.3 only to find out that ATT does not support factory unlocked phone for NFC payments
    11-12-2014 10:34 PM
  15. RumoredNow's Avatar
    Picked up a secure SIM, installed Softcard on my Lumia 1520.3 only to find out that ATT does not support factory unlocked phone for NFC payments
    Right... Only branded phones in service with the carrier they are branded to. Looks like how SoftCard is going to play out. Of the 3 carriers in the consortium only AT&T has the app yet. I'm betting Verizon won't ease that restriction and will probably add an extra hoop or 3 to jump through for users (it's just their up-tight way). Based on WiFi calling, I'm also betting T-MoUS will not allow the SoftCard app on unbranded phones on their service either.

    I said elsewhere, Google did an end-run around carriers. Apple rammed their system into place and got praised for their overbearing ways... Microsoft needs to address this just in the name of parity. The major players have proven that the carriers need not make the rules in terms of tap-to-pay.
    11-13-2014 08:30 AM
  16. foxbat121's Avatar
    Used my 1520 twice for payment. Went surprisingly well. Until I went to CVS, it didn't work. Then I realized that CVS turn all its mobile pay off, including Apple Pay in order to promote its own system.

    The phone and firmware requirement (must be carrier branded and untouched firmware) will be there forever for security concerns (there is no way to test how a hacked phone can do to a payment system), at least not until MS can provider OS level payment security guarantee.
    11-13-2014 08:42 AM
  17. wpn00b's Avatar
    The HTC One(M8) for Windows on Verizon is supposed to get Softcard support today. The SIM should have been preinstalled so you just have to install the application. So far I think only AT&T had Windows Phone Softcard support up until today.
    11-13-2014 08:50 AM
  18. jrdatrackstar1223's Avatar
    I wish I could even install the app on my AT&T Lumia 920. I guess you have to be in AT&T's database of registered users to be able to download it. Idk how the store can cross check with AT&T to see that, but I guess they can detect that I am using Straight Talk with my 920, and thus can't download it. Sucks....
    11-13-2014 09:05 AM
  19. RumoredNow's Avatar
    I wish I could even install the app on my AT&T Lumia 920. I guess you have to be in AT&T's database of registered users to be able to download it. Idk how the store can cross check with AT&T to see that, but I guess they can detect that I am using Straight Talk with my 920, and thus can't download it. Sucks....
    ​The store is instructed to look for an active, AT&T secure SIM...
    jrdatrackstar1223 likes this.
    11-13-2014 09:07 AM
  20. Z8JLsgokUI's Avatar
    Voted. Thanks for the suggestion.
    11-13-2014 09:09 AM
  21. jrdatrackstar1223's Avatar
    ​The store is instructed to look for an active, AT&T secure SIM...
    I went to AT&T and got a secure SIM. I put the SIM in and it said "SIM Invalid" on my phone tile. I went to the store and it said it still wasn't available...

    EDIT: Sorry, I didn't see you said active. There were some people who said they installed it from the store before they even got the secure SIM....
    11-13-2014 09:11 AM
  22. foxbat121's Avatar
    You need an Active AT&T SIM, don't have to be secure, in order to see the app in store. You have to have an active secure AT&T SIM to be able to use it. In other words, you will never get to use it with your ST account. You need an AT&T account.
    11-13-2014 09:54 AM
  23. wpn00b's Avatar
    Well they made me out to be a liar LOL.
    11-13-2014 10:16 PM
  24. foxbat121's Avatar
    Keep in mind that by October 2015 all credit cards in the US will be changed to chip and pin. As a result, there will be a huge influx of new POS terminals at merchants across the country and widespread ability to process NFC payments.
    I was researching it recently prepare for a trip to Europe. No US banks support Chip-n-Pin (except for one small bank in mid-west). All major US banks issue Chip-n-Signature cards only.
    11-14-2014 09:38 AM
49 12

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