these are some thing other users have said but I will reply too!!!!
1) Nokia HERE maps- a fantastic product, works pretty much flawlessly (crashed on me once ever and thats it), otherwise, accurate, fast, great directions, works very well, easily very competetive w/ google maps
2) as another user said, you can pin people to the start menu, it takes two click to call them, but they do this so 1 click gets you to the contact so you can text/call/skype/im etc...
3) never had an issue recieving or sending pics immediately, never heard of that problem with wp either...
4) good question: depends on the protocol they are using. I doubt it would be EAS, but if its something like imap it should work...
5)my default calendar app does that just fine, you can set when you want the reminders and it even pops up your future events on a live tile so you can glance at it just to know that you have it coming up
6)I like onenote better, it also syncs between multiple devices such as wps, win 8 computers/tablets, skydrive, also evernote is there too so this is no problem
7) don't see a wells fargo app, I se BOA, Chase, Paypal, Fidelity, and others so i would imagine wells fargo should have one soon. WP is now a big enough platform that bigger companies can't have a good excuse to not port their app to it now...
for basic stuff, wp is far better than android IMHO, the live tiles let you see what you're doing quickly and more importantly, the whole OS is just really smooth and fast, quite literally, it never lags on me, its always fast, ever since the first day I've had both windows phones of mine, they've both run buttery smooth and very fast. I don't think its annoying for basic stuff either, everything is laid out logically, it just takes time to get used to this OS because its so different, the whole premise of a pivto where you ALWAY swipe right or left in any screen makes a lot of sense, but its so different from android or iOS that it takes time to get used to. Actually, whenever I use iOS or android, I accidentally try to swipe left or right in any app accidentally to try and find things lol...
With the whole pivot/hub concept though, what makes WP really shine is the uniformity of the apps. For the most part, and the only real major exception to this rule are games, almost all of the apps behave in a similar swipe to the right or left. It makes learnign a new 1st party or 3rd party app very easy to learn because MS almost forces them to use the same design paradigms that they built the phone on. Its a great implementation and I've come across very few non-game apps that don't use this. This also makes many of the apps much higher quality than compared to android, for example. A friend of mine who has android was comparing apps with me a while ago and we compared spotify, IMDB, bank of america, contacts, email, and he agreed with me that they were much nicer looking and worked better on wp. Sure it doesn't have as many apps as android or iOS but you would be hard pressed to tell me that their app quality is better than wp.