In a word, NO. If the camera isn't important to you, the 1020 really isn't an upgrade of any sort to the 925. I purchased my 1020 in April 2014 because the camera IS important to me and do I really love this phone. The pictures I've taken with my 1020 are amazing, and for me, the choice was one I am happy I made, despite my love for my previous 920. That said, the 1020 is just a 920 or 925 with a far better camera, and an extra gig of RAM dedicated to the camera and photo processing and without built in wireless charging and the bulk/heft associated with it--but as a 925 owner, you know all about the wireless charging shells.
If photography wasn't important to me, I'd have opted for the 1520 instead. Its bigger, faster, has SD storage and a massive battery. If it had 41MP, the 1520 would have been the right choice for me if ATT didn't gimp it by removing half the internal storage and wireless charging. Lots of "if's".