I currently have a Nokia Lumia 822 on Verizon, and am eligible for an upgrade now. The speaker on my 822 is terrible, and I've noticed it getting slower and slower. If I upgrade to the 928 now, I won't be eligible for my wife's upgrade until February of 2015. Is it worth it to go for the 928 now? Will I be better served waiting until Christmas or beyond for a better phone? I'll likely need one that is free with 2 year upgrade, or at least no more than $50. Thoughts?