If your screen is cracked, you can get it replaced with deductible, if you have it insured. If not, sad to say you're going to have to shoulder the cost. :straight:
Typically, on just about anything else, I am not a proponent of extended warranties, as I used to administer them, and I know all of the ways that they try to get out of paying the claim. But with today's small devices, and the cost of replacement, I'm fairly neutral on them. I'm not opposed to them, but I'm also not a strong proponent. I think if you take good care, and are not a clumsy person, you can get by just fine without an extended warranty or insurance. But if you think there's a chance... Buy the policy. Myself, I bought the policy they push in the Microsoft Store, as it is around half the cost of the one from Verizon (but all up front instead of monthly), and the deductible is half that of Verizon's. First time I've ever broken a phone, it paid off.