I do own this phone. I bought it because of the expandable storage and relatively low price of the phone on a one year contract. This phone marked my return back to Windows phone from an iPhone 4 (Curiosity). I did not expect much but was hopeful that I would have a better integrated "office" experience, a better camera and activity integration with contacts! I am happy with the Windows OS experience and continue to see improvement and added apps. Now as far as the phone goes I think the price was a good price. The phone is not attractive like the iPhone and others out there but I would give this phone to my employees and know they got a pretty good phone. My number one complaint is wifi. Now I do not kknow if this is unique to this phone or if it is a Windows issue. This phone constantly hangs on the last known connection and will not connect to the new wifi access as I go between office, home, library..... In order to connect to a new wifi access point I have to restart the phone! Annoying- so I just use the cellular connect as I am not a huge data user. As far as a media device I am slowly getting used to using the Samsung as a podcast player, audio book, music player but I still grab my iPhone as I head out the door as my main media player! Also my Verizon rep said to me the other day you might be the only one that bought this phone! Now what? The 928?