nyc_rock
New member
"Next (added subsidy for 20 months and original subsidy payments)"
The next payment is not a subsidy. Its a equal share of the full retail price divided by 24 months. So, for instance, the Galaxy S4 Active. Full retail price is 595.00, so instead of paying up front, you pay 29.75 per month. After a year, you would still owe $238 which you could easily fetch on Ebay. I think people are conflating the Next program with ATT's usual bill structure. Maybe they are mis-representing it, but I dont agree they are ripping you off. And again, you are paying the real subsidy every month regardless of the Next program.
"When you upgrade in a year that adds another 20-months of Next payments that you're contractually obligated to pay"
Of course you are, why wouldn't you? Again, this is nothing more than an interest free loan.
As always, its "buyer beware". If you understand what it is, and use it as such, you aren't getting ripped off. Or I should say, any more than we are getting ripped off already.
The next payment is not a subsidy. Its a equal share of the full retail price divided by 24 months. So, for instance, the Galaxy S4 Active. Full retail price is 595.00, so instead of paying up front, you pay 29.75 per month. After a year, you would still owe $238 which you could easily fetch on Ebay. I think people are conflating the Next program with ATT's usual bill structure. Maybe they are mis-representing it, but I dont agree they are ripping you off. And again, you are paying the real subsidy every month regardless of the Next program.
"When you upgrade in a year that adds another 20-months of Next payments that you're contractually obligated to pay"
Of course you are, why wouldn't you? Again, this is nothing more than an interest free loan.
As always, its "buyer beware". If you understand what it is, and use it as such, you aren't getting ripped off. Or I should say, any more than we are getting ripped off already.