Well, I've read all of your replies and I thank you for the feedback.
Many of you said I need to give it more time, learn the features before complaining, etc. I understand.
I think maybe I was a little spoiled before because when I had my Nokia 900 & 920 those phones were so easy to operate and understand. I felt the same way when I got my 1520 & I guess I just assumed the 8.1 upgrade would be a total cakewalk for me after reading all the great reviews on it.
Seeing so many of you who love it, I must be wrong in my initial assessment of it. I'll give it some time for sure.
Someone said it's apparent the OP (me) just doesn't know how to use his phone. Well gee, that's my point. Before the upgrade I found my phone easy to use & not so much now.
All that being said, I agree with you all that I've formed a negative opinion on 8.1 much too early & need to give it more time.
At any rate I see my post generated a lot of interest & discussion & that's a good thing.
I didn't find anyone's comments to me or about me to be offensive. No hard feelings.
To the guy who said I was "too old for this S#&$" well, I'm 54 & you'll be there someday too so be nice to us "old folks" young fella! OK?
Peace to you all.