Virus guard for windows phone

Why windows phones don't need an anti virus?

the core system is locked down and it is impossible for viruses to install themselves. Even malicious apps can't be created since MS checks every app in store. Final reason would be that no one would create viruses for 3% of smartphone users (i.e Windows phone/mobile)
 
Mobile (from the iPhone to Windows), for general use, has a largely negligible malware risk.
 

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