What is the best extented warranty for the Lumia 950XL?

[FS6]

Wanted to know which extended warranty is the best to buy for the Lumia 950XL. Is buying it straight from Microsoft is the safest way to go or are there any other alternatives that have good coverage and less expensive?

 

[erzhik]

Microsoft has the best coverage with Complete plan. $49 deductible and they give you a brand new phone in a retail box (not refurbished stuff), no questions asked. Covers accidental damage and spills too.

 

[cnashx]

I am also looking into a plan. I've read about the complete but that has to be done at a retail store, correct?

 

[EliteMikes]

Why can't it be purchased on the MS store?

 

[majortom1981]

You have to get the complete plan where you bought the phone. If it was in store then you get it there if it was from microsofts online store then from there. It has to be done this way because the two complete plans are actually different. From what I was told anyway.