which relevant apps the IOS and Android have that WP8 have not?

Wow, I am amazed. Other than a better WhatsApp, I didn't see one thing listed that I need. I, also, find it interesting that so many are paranoid about security, (encrypted email, etc.) but want to do their banking from their phone.
 
The Financial Times, The Economist, The Wall Street Journal, Nook, and a Kindle app that's on par with every other platform. I hate to say it, but these omissions are making me switch platforms.
 
The Financial Times, The Economist, The Wall Street Journal, Nook, and a Kindle app that's on par with every other platform. I hate to say it, but these omissions are making me switch platforms.

Yes, Kindle needs to be improved, especially needs to allow personal docs to be viewed in the app
FT has to release an app, their mobile site isn't bad (especially now that IE11 remembers passwords), but a metro app would be great, same for WSJ.

Personally I would also add: TD Bank app, TSN and fast and reliable Whatsapp that doesn't hog battery.

So I'm missing like 3 apps (will be fine with just one of FT or WSJ) and 2 apps to get updates to be on par