Don't need a Microsoft account on Windows 10? Here's how you can switch to a traditional local account.
Although Windows 10 allows you to choose from a Microsoft account or traditional local account through the out-of-box experience (OOBE) or Settings app, the experience has been designed to lure users into selecting the Microsoft account option.
The reason behind this approach is that using a Microsoft account lets you access additional benefits, including the ability to sync settings, passwords, themes, and files across devices. You can manage various aspects of your computer, such as update personal information, reset the account password, and find a device if it's lost or stolen.
Full story from the WindowsCentral blog...