The firmware builds upon the main OS to extend its capabilities. The drivers are all there in the OS. From MS point of view, their software is technically "finished" or more appropriately, RTM'd. Ofcourse you will have constant bug fixes and performance improvements. That's what you get by updating to the intermittent GDR updates due in some time from now. So you have the final release of the OS definitely. But the firmware + OS combo will be released later after thorough device specific testing. Think of it as updating your OS independently of your BIOS. Sure, both need to co-exist...but not necessarily in the same upgrade scenario.