First post here I think, but I just ordered one for my wife a little while ago...she's been wanting the 928 but we are not eligible for an upgrade. I called verizon and asked about doing the payment plan deal, and she told me about a promotion on my wife's line that would knock $400 off of full retail. Knowing that full retail is only $449, that intrigued me. She double checked and sure enough, I ordered one in black for my wife without an upgrade for $49 (possibly an early upgrade, but there was no mention of it and we're not even close to one coming up). After that order was placed, I got curious and asked if I could get one for myself with the same deal...she checked and said yes, so we are both getting new 928's for a total of $100. I have the Galaxy S4 now and like it, but I've wanted to try the 928 as well...this way, I can swap my sim back and forth and try both back to back.