Although I do not have a Nokia, I am sort of having the same problem with my HTC 8XT. My microSD card was working fine (32GB, Kingston), but files "seemed" to be self-replicating. Songs and pictures were showing up dozens of times, but didn't actually show up that way if I put card in PC and looked. Went to Windows Store and the guy (who seemed pretty clueless) suggested I reformat the card to make sure it matched my PC. Checked my PC and it is NTFS so I reformatted that way, no longer worked. Files synced, but when I tried to access from my phone it said nothing was there. If I opened from PC, files showed up and opened no problem. Tried exFAT - got same result. Tried FAT - same result. So a card that was working with issues was reformatted and now will not work in phone. If I check storage space from phone, it shows files are there, but they don't show up under music memory used or pictures, show up under "Other" and the phone wont recognize them. Any suggestions? I saw one somewhere that suggested now reformatting my phone. Kind of a frustrating problem.