99 dollar deductible is what I was charged, and I did look but none of our cellphone places repair Nokia's.i will have the iPhone tommorow and sell it to rebuy a 1520...keep using my m8 I guess...but I hate it so much
I used to do that when I used to sign contracts for phones. My carrier would give me a good deal on an iPhone every year, I would ALWAYS take the iPhone ,sell it, and buy a difference device that I wanted unlocked or locked to my own carrier. Now I always get them unlocked. But regardless, I think insurance is a waste unless you're really prone to breaking your phone. I have yet to break a phone. And if it comes out defective, the carrier / company must take care of it. And since I usually buy from Amazon, which in my opinion has the best customer care, I am always taken care of and get unlocked phones.
I think you're doing what's best for you. I mean, seriously, an iPhone 6+...
That price is REALLY high for a device!
I'll give another example. I bought the first Galaxy Note, loved it. The second Galaxy Note, loved it too. Kept that one for 2 years! And now the Galaxy Note 4 is 200-300 euros more expensive than the original two when I bought them pretty much the first two months. I really hate when companies sit on their high horses and think that their products are worth more just because they say so. I don't think the Note 4 has more tech today than the Note 1 when it first came out at the time. They were equally technologically advanced at the time of release, but all of a sudden they're worth an increase of 20%-30%? No thanks.
Apple has been sitting high and mighty for a while. I can't believe iPhones go for the price that they go for!
Oh well!
Good luck selling your iPhone 6+, I doubt you'll have trouble.
Get a used 1520, most come with 30 days warranty to try and make sure everything works. So you should be protected there. Regardless, eBay has 180 days protection if they don't say something is defective, and you see it's defective, you can complain with eBay and PayPal.
I just got myself a 1520 off of eBay, used but like new. Hopefully it'll arrive soon

hehe.
Best of luck!