It really boils down to how and what you plan to do with the device. What I could do with the HD2 spoiled me to this very day. I can't stand the white on black or the black on white notification bar; I miss the color and customization the Rom developers over on XDA created. But that's me! I don't need a "fancy-smancy" camera; it does what I need it to do; nothing more, nothing less. I deliberately bought the Verizon variant knowing it would be GSM unlocked. I wasn't aware at the time I bought it that Verizon made sure it wouldn't play nice on other carrier's MMS settings and internet sharing. I rarely use SMS, and never use MMS, so no biggie; my inability to use internet sharing was a big deal but at the time I bought the M8W, I was aware of the app Tether-X. I've had no problems using the proxy on my laptop. The device will accept T-Mobile and AT&T, Straight Talk and again it's Verizon Wireless, T-Mobile, and AT&T settings and many other MVNOs. What I've learned about APN settings is just how many settings there are. I use Straight Talk on Verizon towers and I use the Verizon Wireless branded APN settings. I can't speak for T-Mobile and AT&T but having owned the M7, I had T-Mobile LTE and AT&T 3G HSPA. It's my understanding LTE works across the board on the M8A and the M8W. I did my homework on the M8W; knowing Verizon would likely not play nice, so do your homework before buying a WP and know what you're getting. I never and I mean never buy a phone new right out the gate. And let me be honest; I'm sure the Lumia 950 and 950XL are excellent phones but before I shell out "new" money, I ask myself what is it that device has or will have that is so different from the M8W that I'd buy it instead of saving almost $500 in the here and now and as of this typing that would invite me to buy it; answer, none! Yes, the Lumia 950s have excellent cameras, so does the Canon SX series. However, all of us are different and with differing needs and there's nothing wrong with that either! Merry Christmas and Happy Holidays to all; take care, I'll see many of you on the other side...2016!