Updated today. Didn't need a hard reset. Everything seems to be working ok!
Follow up to yesterday's post:
Everything is still running smoothly. What I did was
1. Update to 10...107
2. Update all my apps.
3. Update to 10...420
4. Update apps again
And that was pretty much it. No hard reset. All my data carried over. The only app that didn't update was Here maps, but I expected that. MS Maps works fine and I was able to import my Here favorite locations.
At first, it was really laggy (like the first half hour), but now it runs fine. Glance screen works. Double tap to wake works. Build seems stable and fine.
If you are on the fence, go for it. You'll like the upgrade, and you'll be able to access some of the apps that no longer work on 8.1.