[roxylyn]

I signed into my MS account and exported my contacts which were downloaded to my computer in an Excel folder named contacts. I hooked the phone to my computer and copied that file to the SD card. I cannot open the file and do not know how to get the contacts in the People folder. My goal is to avoid the need to be signed into MS so I have my contacts on the phone. Is there any way I can achieve this?
Thank you in advance.

[Chintan Gohel]

I can't see anyway for that - unless you find a way of importing from SIM card

You need to sign in since most of the services are tied with that - you can't do backups of sms or contacts, backup of data, backup of settings, install apps, get updates etc