Haha..ok guys after a lot of (failed) tries to restarts, refresh and soft reboot...did this:
1. Turned it off
2. Held the Volume Down
3. Plugged in
the charger
4. Did the hardware key combination before Nokia appears.. VOL UP + VOL DOWN + POWER + VOL DOWN
It did a hard reset. But the phone is working fine now. I just regret losing my HTC, Samsung Apps..but its ok.. Thanks all u guys for replying...
Sent from my Windows Phone 8.1!