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This is not a stupid request. Whether I work in a secure area with sensitive data, or am in the ladder years of my stellar career at a big corporation, I will ultimately use my phone as a way to share media with those around me. If you are showing someone a video/pic/map/game from your phone, and a text comes in, they can read it. That is a major issue, and I can only hope that Microsoft address the issue soon.
How about when you are showing pictures on your phone, or in an instance when you hand your phone over to someone during a call....
I have a lot of business texts that I prefer not to be seen by other business people.
I deal in medical equipment, and I have pictures of all my equipment on my phone. I do not want someone I am doing business to see my texts then I am showing them pictures of my equipment.
Those that think the "Toast notification" is not intrusive, must be using your phone as play toys, and not for important things.