Firmware update for Lumia 950/950 XL: 01078.00027.15506.020xx

I'd reboot and crashing issues while the sd card was inside with the os version xx.36. So I took the it out and it has been working fine. My current firmware version is 01078.0017.15454.29005 and no sd card inside. I'm now on the new insider update xxxx.63, but yet to received the firmware update. Can anybody (previously having issues) confirm any change after this new update while using sd card and previous version of the firmware.
 
People are confising formware version with OS version.
Just like they used to configure Program and configure. I'm programing my computer vs configuring my computer....My dad was like that. He thought all programs belonged on TV