On Windows 10 10512...
Settings>Devices> NFC
scroll to the botton you will see a "Tap to pay" option
Wait, really ? Is this a Windows 10 Phone thing, or did this work in 8.1 ?
I'm calling BS on this one, I went into NFC on Windows 10 10512 on my ICON (I used SoftCard before when we had it) and enabled "Tap to Pay", it give Default payment app "None" and on Default payment card, it lists "Sim card"
I know some areas of the world can pay with a SIM card but, not here in the US...
There is no setting here that can use the Microsoft account for payment. I do have 2 credit cards on my Microsoft account and have a $50 or so credit in Microsoft $$...
None of those I can set up as a payment...
Prove me wrong, show me how to use it and set it up and I will go someplace tomorrow morning to test it...