Should I keep the Lumia or return it?

[officially_juju]

So I recently ordered a 735 and it was just delivered to me. Reason being... I have an iPhone 6 i am doing the monthly $27.50/mo on T-Mobile with and realized it seems a waste of money for a phone. I am now thinking of returning the Lumia after Chase's decision to pull its app from WP8. It is a big time app I use on my phone and would hate to lose it or switch banks.
Question... Coming from an iPhone (if anyone has) do you like the WP8.1 experience? Should I keep it and sell the iPhone like I originally intended to? i love the live tiles and fluidity of WP and most apps I use on my iPhone are there... The cost is just so much for a phone that I feel is overhyped! Lol

 

[mark233]

Is there a reason you can't keep both?

 

[officially_juju]

I want to sell my iPhone to make my bill $30 less a month. I just feel it is stupid to have such a high bill for an iPhone.

 

[Harrie-S]

I guess you figured it already out by yourself because the bottom line is.
Do you want to pay 30$ per month to have the Chase app.

 

[Rieder59]

I faced a decision over a year ago, try WP or not. I'd had Android a long time and was happy with it but felt a change was in order. So I decided to try out the Nokia 520 as a cheap test. I only had it 3-4 months and I was blown away by how good it was. Sure, less apps but it was soooo smooth and easy to use for a cheap phone. I was on a course at the time and saw someone with a Nokia 920, I just had to get one and have had it nearly a year now. I can happilly say if anything happened to it I'd go out and buy the same phone again. I was though sick to sell the 520 and wish I'd kept that too.

A few weeks ago I bought a new Samsung S3, thinking I might run the two and get back into Android again. Sadly it didn't work out and sub conciously I just wanted to use my fave WP Nokia 920 all the time. I begrudged using the S3 so I got rid of it again. For me the trip is complete, I stay with WP now.

 

[aximtreo]

I would think that the initial investment in the Apple phone is far larger than the 520 investment. Not only would you save $30 per month but you would recoup mucho dollars by selling the iPhone.

Now, as asked above, is the $30 per month savings worth losing Chase app? Can't you use the Chase web page to do the same thing as the app; albeit not as easy. I'm sure that what MS has shown this week will cause to Chase to revisit their decision. I certainly hope so.