You are a victim of Ransomware. Report it:
https://www.ic3.gov/media/2016/160915.aspx
You are at risk for identity theft. Contact your bank immediately and report the $199 payment as fraud. Follow their advice to protect your accounts and protect your identity.
Seek competent help from IT specialists locally. Keep your computer off-line until your system is cleaned. You may loose data.
NEVER give in to these demands for money. That is what keeps these jerks in business.
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