Austin, TX any GSM carrier, US dollars and prpeferably something with FFC in new or refurb condition.
Ah ok, just making sure.
Also reading you would prefer not to get into a contract, which helps too.
The Nokia Lumia 520 and 521, locked to ATT and T-Mobile respectively are *the* budget offerings, commonly available below $100 new. However, cost had to be cut somewhere and no FFC is onboard.
I'm pretty sure ATT-subsidiary AIO Wireless carries the 620 which is a nice step up in most areas, including a FFC, its in your price grade off-contract.
If you can pick up either of those unlocked on Amazon, its an option.
Also, which I did for my sister was pick up a 521 and toss in a Straight Talk SIM. (the T-Mo compatible SIM) for slightly under $45/mo. (she bought it by the year)
Other than those, your best options for a higher end model (or a lower price) would be secondhand (if the savings is worth the risk) or waiting for one of those deals to swing around, but i don't think anything short of a Ouija board would help. There's been a $200 T-Mo 925 sale on some website (If memory serves me right) a few weeks ago and an official $70 ATT 925 - requiring new prepaid service though.